Featured Rates

As low as…APR
New Vehicles 1.59%
Used Vehicles 1.89%
VISA Credit Cards 4.99%

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Competitive Rates

Share Rates Loan Rates Mortgage Rates Fee Schedule

Effective as of: July 1, 2017
 
 
FOR A LIMITED TIME: TAKE 1% OFF NEW, USED AND REFINANCED TRUCK AND AUTO LOANS!
Valid for models 2009, or newer. New loans only or existing loans refinanced with an additional $10K. Subject to credit approval. Offer expires 9/30/17. Apply today! Call: (801) 973-0575. Promotional rates advertised below.
Loan Rates (as low as)
New Vehicles
2017 and Untitled 2016 VehiclesFixed APR
Up to 36 Months1.59%
Up to 48 Months1.79%
Up to 60 Months2.09%
61 to 72 Months2.35%
73 to 84 Months2.85%
 
Used Vehicles
2016 to 2009 Previously Titled VehiclesFixed APR
Up to 36 Months1.89%
Up to 48 Months2.09%
Up to 60 Months2.35%
61 to 72 Months (Vehicle cannot be more than 6 years old.)2.85%
73 to 84 Months (Vehicle cannot be more than 5 years old.)3.35%
 
Used Vehicles
2008 and Older Previously Titled VehiclesFixed APR
Up to 36 Months3.50%
Up to 48 Months4.00%
Up to 60 Months4.50%
 
Used Vehicles
Classic/Vintage According to NADAFixed APR
Up to 36 Months5.99%
Up to 48 Months6.49%
 
First Time Car Buyer
Receive .25% off the above listed rates, terms and conditions.
 
New Boats, RVs, Motorcycles, Watercraft and ATVs
2017 and Untitled 2016 ModelsFixed APR
Up to 48 Months4.75%
Up to 60 Months4.85%
61 to 72 Months5.10%
73 to 84 Months5.35%
85 to 144 Months / $30,000 and above5.60%
 
Used Boats, RVs, Motorcycles, Watercraft and ATVs
2016 to 2009 Previously Titled ModelsFixed APR
Up to 48 Months4.99%
Up to 60 Months5.09%
61 to 72 Months5.34%
73 to 84 Months5.69%
85 to 144 Months / $30,000 and above, less than 5 years old5.99%
 
Used Boats, RVs, Motorcycles, Watercraft and ATVs
2008 and Older Previously Titled ModelsFixed APR
Up to 48 Months5.99%
Up to 60 Months6.09%
61 to 72 Months / $20,000 and above, less than 10 years old6.49%
 
100% Share Secured
Share Savings Secured2% plus current Share Rate
Certificate of Deposit Secured2% plus pledged Certificate Rate
 
Personal/Signature Unsecured
Closed-EndFixed APR
Up to 12 Months7.99%
13 to 24 Months8.99%
25 to 36 Months9.99%
37 to 48 Months10.99%
49 to 60 Months11.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
Fast Cash Loan
No Credit CheckFixed APR
Up to 12 Months, Amounts of $500 to $2,00036.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans). To be eligible for a Fast Cash Loan, applicants must supply proof of membership for one year and proof of employment for three months.
 
VISA Classic Credit Card
RevolvingFixed APR
Purchase and Balance Transfer Special (New Cardholders) 4.99%* for 12 Months
Balance Transfer Special (Existing Cardholders)4.99%* for 12 Months
Regular Rate (after both Specials) as low as9.99%

*Special introductory rate for purchases is only for new Visa cardholders. The special rate along with a $0 balance transfer fee is for both new and existing cardholders. After 12 billing cycles, all rates revert to our standard rate starting as low as 9.99% APR for card account balances. See a loan officer for details. Offer expires 12/31/17.

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
VISA Debit Card Overdraft Line of Credit
RevolvingFixed APR
$100 to $5,000 Maximum16.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
SimplyCredit Card Consolidation
RevolvingFixed APR
SimplyCredit Credit Line4.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
APR = Annual percentage rate. All advertised rates and terms listed above are the Credit Union's best rates and are subject to credit approval. Rates and terms may change without notice.